What is the late payment fee on my loan?

There is a 15 day grace period before late fees are charged. After the 15th day, the following late charges apply:

• Auto, Personal, Consumer Loans originated before 1-1-2016
  • 20% of interest due. $5 minimum, $17 maximum
• Auto, Personal, Consumer Loans originated after 1-1-2016
  • 5% of the payment amount. $10 minimum
• Credit Cards
  • $17 per event
• Home Equity & Home Improvement Loan originated before 10-1-2015
  • 1% of the past due principal and interest
• Home Equity & Home Improvement Loan originated after 10-1-2015
  • 4% of past due principal and interest
• First Mortgage Loan, non-FHA financing
  • 5% of past due principal and interest
• First Mortgage Loan, FHA financing
  • 4% of past due principal and interest